Getting into a car accident is already stressful, but when the other driver speeds away instead of stopping, the situation becomes even more frustrating. Suddenly, you are left dealing with injuries, vehicle damage, and medical bills—all without knowing who is responsible. Hit-and-run accidents leave victims feeling helpless, unsure of how they will cover their expenses or if they will ever see justice.
The good news is that even if the at-fault driver is never found, you still have options to recover compensation. Insurance coverage, legal claims, and other financial resources can help you manage the costs.
From medical expenses to lost wages and emotional distress, understanding the types of damages you can recover will help you move forward after the crash.
Medical Expenses and Ongoing Treatment
Injuries from a hit-and-run accident can range from minor cuts to severe, life-altering conditions. Whether you need emergency care, surgery, physical therapy, or long-term treatment, medical expenses can add up quickly. If you have uninsured motorist coverage (UM), your own insurance may help cover these costs. In some cases, victims may also be eligible for financial assistance through crime victim compensation programs or legal claims if the driver is later identified.
Recovering from an injury involves more than just paying medical bills. It involves rehabilitation, medications, follow-up visits, and, in some cases, psychological therapy. Keeping detailed records of all medical expenses is essential to ensure you receive the full compensation you deserve.
Lost Income and Reduced Earning Capacity
A serious injury does not just affect your health; it can also impact your ability to work. If you have to take time off to recover, you may be able to claim lost wages. However, for victims with long-term or permanent injuries, the financial loss can go beyond missed paychecks.
If you are unable to return to your previous job or must take a lower-paying position due to your injuries, you may be entitled to compensation for reduced earning capacity. This ensures that you are not financially burdened by an accident that was not your fault.
Pain and Suffering
The physical and emotional toll of a hit-and-run accident can be overwhelming. Many victims struggle with anxiety, fear, or even post-traumatic stress disorder (PTSD) after the crash. The emotional impact can make it difficult to drive again, return to normal activities, or even sleep properly.
Pain and suffering damages take these factors into account. While they do not have a clear price tag like medical bills, they are an important part of ensuring victims receive full and fair compensation for everything they have endured.
Property Damage
A hit-and-run accident does not just leave you with injuries; it can also leave your vehicle and personal belongings damaged. The cost of repairing or replacing a car, phone, or other valuable items can be significant. If you have collision coverage or uninsured motorist property damage (UMPD), your insurance may help cover these costs.
To strengthen your claim, be sure to document the damage with photos, repair estimates, and receipts. Even if the other driver is never found, you should not have to pay for the damages on your own.
Punitive Damages
While most damages compensate victims for their losses, punitive damages serve a different purpose. They are meant to punish the at-fault driver and deter similar reckless behavior. If the hit-and-run driver is identified and their actions were particularly negligent, such as driving under the influence or speeding excessively, the court may award additional damages as a penalty.
Final Thoughts
A hit-and-run accident can leave you feeling powerless, but knowing your rights can help you regain control. Seeking compensation is not just about the money. It is about holding someone accountable and ensuring you are not left to deal with the aftermath alone.
If you or a loved one has been affected by a hit-and-run, do not wait to take action. The road to recovery can be challenging, but with the right approach, you can get the support and compensation you deserve.
