Wildfires are a constant reality in California. The state sees more wildfires than any other in the U.S., with an average of 9,280 fires burning over 2.2 million acres every year. These fires don’t just destroy land; they take homes, disrupt lives, and force entire communities to start over.
According to the National Interagency Fire Center, nearly 59,000 wildfires occurred across the U.S. in 2021, consuming over 7 million acres. California, unfortunately, bears the brunt of this destruction.
Over two million properties are at risk each year, making it clear that wildfire recovery is a reality many people will face.
Many wildfires in California have been caused by power companies and faulty infrastructure. You may be eligible for additional compensation if you have suffered losses due to negligence.
A wildfire attorney in California can help you determine liability, negotiate with insurance companies, and even file lawsuits for property damage, medical costs, and lost income.
Unlike other natural disasters, wildfires don’t just stop being dangerous once the flames are out. The aftermath brings its own set of hazards, from unstable ground and falling debris to health risks caused by poor air quality.
Recovery is a long road, but with the right knowledge, you can navigate it safely and effectively. Below, we will go through every step you need to take after a wildfire in California.
Step 1: Ensuring Safety After the Fire
Even though the wildfire has been extinguished, the danger is far from over. The first thing you should do is stay alert to changing weather conditions. California’s dry climate makes it easy for fires to reignite, and burned-out land is more likely to experience landslides and flash floods when it rains.
If you live in a hilly or mountainous area, be extra cautious as heavy rain can trigger deadly mudslides. Keep an eye on emergency broadcasts for any warnings about unsafe conditions.
When you return home, be prepared for a different landscape. The fire may have changed the ground beneath your feet. Be on the lookout for:
- Hot spots that may still be smoldering and could reignite.
- Weak or fallen trees
- Downed power lines
- Gas leaks. If you smell gas or hear a hissing sound, leave immediately and call the utility company.
- Damaged structures
Never return until local officials declare it safe. Fire-damaged areas are unpredictable, and going back too soon can put you at serious risk. Use designated roads as burned-out areas may have unstable ground or hidden sinkholes.
Step 2: Prioritizing Health and Well-Being
The air quality in and around fire-damaged areas will be poor. Wildfires release fine particulate matter and toxic chemicals that can cause respiratory issues, even days after the fire is extinguished. If you have to be outside, wear an N95 mask to reduce inhalation of harmful particles.
Avoid touching your face, especially your eyes, and wash your hands frequently to prevent irritation from ash and soot. If you or a family member experience difficulty breathing, dizziness, or chest pain, seek medical attention immediately.
Step 3: Assessing Property Damage and Securing Financial Help
Once authorities say it is safe to return, begin assessing the damage. Take detailed photos and videos of your property, including structural damage, destroyed belongings, and any environmental changes. This documentation will be crucial for insurance claims and disaster relief applications.
If you have homeowners or renters insurance, report the damage as soon as possible. Standard policies typically cover fire damage to the structure and personal property, but some exclusions and limitations may apply. Review your policy carefully to understand what is covered.
Under California law, after an officially declared disaster, your insurance company must provide at least 30% of your dwelling coverage upfront and four months of additional living expenses for temporary housing.
Your homeowner’s insurance policy typically includes:
- Coverage A – Dwelling: Money to rebuild your home.
- Coverage B – Other Structures: Money to rebuild other structures like sheds or fences.
- Coverage C – Personal Property: Money to replace your belongings.
- Coverage D – Loss of Use: Money for temporary housing and extra expenses while your home is being repaired.
If you’re having trouble getting full compensation, consider consulting a wildfire attorney to make sure your insurance company is acting fairly.
If a class-action lawsuit is in progress, joining can increase your chances of receiving fair compensation.
